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You have worked hard enough to get to where you are, and it’s also because of your own hard work that you have earned enough money which allows you to have a comfortable lifestyle.
Now, after years of working for yourself and your family, it’s now time for you to retire. It may sound so straightforward, but it is not actually the case for many. With retirement being a major life event, there are also psychological issues that comes with it.
One particular issue is that of readjustment. So how do you deal with it?
1. You have to be emotionally prepared.
Retirement is a huge life event, and can sometimes leave us feeling like we’ve lost our identity. According to one research, many people experience loneliness and depression in old age. Loneliness in retirement often comes from a sense of detachment from the world and a resulting lack of purpose, which then leads to shutting oneself away.
Research shows that social connection is the number one health factor when it comes to reducing the risk of dementia and improving our overall health and well-being.
2. Retirement is a chance to rediscover new passions
Because you are no longer working, you have more chance to spend time with yourself. You can learn new hobbies, meet new people, or even move to a new place. One of the exciting benefits that retirement offers is the opportunity to choose where you want to live. You no longer need to be concerned about living close to where you job is. Instead, you can choose to live in a place that offers the climate and surroundings that will enable you to enjoy your life to the fullest.
3. Volunteering is an ideal time to spend your retirement. Volunteering is not just good if you are on the retirement age – it’s good at any age. But now that you have the luxury of time, you can have the opportunity for you to use and develop your skills and talents further, while also serving those who are in need. Through volunteering you feel a great sense of purpose.
4. Retirement can be expensive
Not because you already receive pension things are financially easier. Take for instance the cost of healthcare, which is already expensive for most households. As retirement nears, the outlook doesn’t get much better. Then there also hidden costs from retirement properties. Before buying a retirement property, you should weigh up the options – a retirement flat in Banbury Road in Oxford is one of the most expensive in the UK.
5. You can still get physically active
Remaining active during retirement is challenging. According the U.S. Department of Health, only 28-34% of seniors aged 65-74 are physically active.
For previous generations, retirement often meant a change of pace both in terms of lifestyle and levels of activity, but healthy seniors are finding they can remain healthy and vibrant for quite a while with a regular exercise routine.
Nobody will live forever, but it is up for us to make the best out of our lives. Whether moving to a new place, learning a new habit, or meeting new friends. You should this special stage at your life and seize it.
Retirement is no longer about staying at home all day and looking for grandchildren. It is also about finding a sense of fulfillment and purpose. As a modern retiree you have to be adventurous and find ways to keep living life to the full.